High Transaction Volume. 20. Fortunately, TailoredPay can help businesses in the nutraceutical industry find the right high-risk merchant account for their needs. 2. It is projected to leap 20 percent by 2019, and reach $6. This includes the merchant, the credit card company, and the bank that issues and finances the card. We've mixed the best PSPs below. Our merchant accounts allow for subscription, recurring, and auto-ship billing models. The company’s products and services include point-of-sale solutions, mobile phone swipers, an online. The company specializes in merchant accounts for high-risk businesses. We provide merchant account services for both low and high-risk businesses. Secure and Reliable Payment Processing. EMB is recognized as one of the most experienced high risk providers in the industry. 8 billion in 2016. SeamlessChex can set your business up with a nutraceutical merchant account you can trust. The demand for dietary supplements is also fueled by the growing. Square even lets you create a free online store. Nutraceutical merchants that are doing well have a high volume of sales, which naturally creates more opportunities for chargebacks, fraud, and other problems to occur. Despite a number of mass shooting incidents throughout the country, some gun companies are seeing business start to boom. Solutions. Payline Data: Best for subscription-based businesses. Call us at (800) 621 - 4893. The merchant payment landscape in the US is undergoing rapid technology-driven changes. Apply Now. Choose your Industry. Check processing. The Allied Payments Agent Program difference. Our typical turn-around time is 3-5 business days and in certain cases the very same day. com. Like many other companies that are classified as “high risk” by lenders, nutraceutical companies have uphill battles when they seek nutraceutical company merchant accounts. Merchant Login. What is an Offshore Merchant Account. Companies that offer pharmaceutical alternatives struggle to obtain nutraceutical merchant accounts because the industry still struggles to find. A Spotlight on the Nutraceutical Merchant Account Holders: Streamlining the Market. Unless you are a 100% cash business, you need one of these accounts. S. Call us immediately to get on the fast track for high risk merchant processing, and get your high risk merchant account approved fast. Nutraceutical. Documents to Obtain a TMF Merchant Account. We get nutraceutical merchants approved when other processors decline. X. Hospitality; Hospitality Reports; Hospitality Reports Books; Caller ID Slick; Kitchen Video; Lighthouse;. Quick & Easy Merchant Account Setup! Contact our nutraceutical team. Online sales began surging as soon as payment processors began approving card-not-present transactions. The acquiring bank, or acquirer, is where the merchant keeps a merchant bank account. It is projected to leap 20 percent by 2019, and reach $6. The United States has the largest number of nutraceutical. You can further break down this definition into the following points: How merchant services work: The behind-the-scenes processes that are required for a business to take and accept a payment. Consumers are embracing holistic and natural forms of healthcare, which has led to explosive growth in vitamins, supplements and other. Typically, a merchant account for credit repair is used for credit card processing and eCheck processing but can be used for a variety of payment processing needs. However, there are companies that specialize in high-risk credit card processing accounts. Without this business account, which actually works more like a line of credit, a. 08 per in-person transaction & int. 20% + $0. This high tolerance for high-risk businesses is what sets us. Recurring Billing Recurring bills play an important role in of our lives. You provide technical support for whatever industry you have decided to work with. EMB has partnered with hundred of businesses like yours to meet their unique payment processing and merchant account needs. This type of merchant account allows businesses to accept credit and debit card payments from customers and process them. EMB merchant account providers specialize in. This includes CBD and Kratom businesses. Payment gateway, merchant account and fraud control services from PayPrin enable. This can be done by phone, email, or in person. High-risk businesses typically operate in industries that are prone to. And many buyers are savvy, they know exactly what they want. Inhaling the scents of oils, such as chamomile, lavender, bergamot, and. Software and E-Book Merchants. Further projections have the U. By opening an EMB merchant account, businesses gain access to a wide range of benefits including global payment processing capabilities, fraud protection tools, and robust. We, at eMerchantBroker, would gladly bring to you a nutraceutical merchant account crafted to suit your specific needs. If you’re a doctor, a physician, or medical practitioner, you need a virtual doctor merchant account. Without this business account, which actually works more like a line of. EMB is recognized as one of the most experienced high risk providers in the industry. Other Services. The global dietary supplements industry was estimated at $123. Factors like chargebacks and. Nutraceutical products merchant accounts are available for almost all product offerings including Anti-aging, blood sugar balancing, colon cleansers, dietary / hormonal supplements, immune system boosters, metabolic & musculoskeletal health products, nutritional beverages, skin care, sexual performance enhancers, stress management,. 7 billion by 2027, according to a new report by Grand View Research Inc. The final step in your custom nutraceutical supplement business is to begin processing payments on your site. Nutraceuticals can bring in the big bucks, but finding a merchant account processor can be tough. S. Nutraceutical Merchant account are for merchants that are supplying nutraceuticals, health products and dietary supplements to retailers. Our high-risk merchant experts connect you to full-service payment solutions that make these essential services accessible to customers in need. An acquiring bank, also known as an acquirer, is a third party that offers a merchant account to a business for the purpose of accepting payments. Payment gateways. eMerchantBroker is the #1 source for check processing for collection agencies. Learn MoreIn 2016, 15. Third is vaping and e-cigarettes. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and prevention, and enterprise consulting. If you take a. This risk is usually addressed by placing a reserve requirement. Best for chargeback monitoring: SMB Global. government regulates. When you begin your payment processing. 770-690-8369. Many businesses are adopting credit card payment options, as more and more consumers opt to make purchases using credit cards. Businesses that plan to operate in the US need to register with the relevant government authorities before opening a merchant account. No set up fees – you can open an account at any. Despite the fact that international drugs are 60 to 70 percent less expensive than drugs from the United States, Mastercard and Visa have formed an alliance with the Center for Safe Internet Pharmacies (CSIP) to stop the. This has created a huge demand for weight loss solutions that include weight loss supplements, healthy foods and drinks, and more. It provides a list of accounts, labeled: "Merchant services," "Banking," and "Personal. Some adult payment processors will set you up with an offshore merchant account. Unless your business is illegal, you have a great chance of opening an account with Emerchantbroker, despite your industry or risk level. A nutraceutical merchant account allows these merchants to not only secure the credit card processing services they need, but also take advantage of. eMerchantbroker. Merchant services refer to the services and technology that a business uses to accept and process payments. He has also published critical reviews about most merchant services providers currently in operation. EMB is recognized as one of the most experienced high risk providers in the industry. Background checks regularly eclipse 20 million annually while. PayPal will hold funds in a merchant’s account until they transfer them to a bank, allowing PayPal access to that money until it has been cleared. We are the #1 provider of merchant accounts for the nutraceutical industry, connecting you with payment solutions in as little as 48 hours after approval. 2. Payment Depot: Best for High Transaction Volume. Please use our quick form to start the application process and get your store up and running today! Signing up is quick, and easy. EMB is the #1 provider of merchant accounts for the tobacco industry, getting online cigar and pipe merchants approved in as little as 24 hours with a 99% approval rating!. Published on March 14, 2016. Supplements and vitamins like Raspberry Ketones, Hydroxycut, Garcinia. Multiple Underwriting Banks - If one bank decides to stop underwriting you and refuses to accept transactions, you want to have others that can take over without interrupting your ability to take payments online. 1. 00: Flat-Rate or Interchange-Plus: A Closer Look At 10 Best Small Business Credit Card Payment Processing Companies. 0 billion by 2021 (up from $198. Moving companies. Right now may be the best time ever for online firearm merchants in many states throughout America. For some it is, but for the majority of business owners. Our payment solutions for face-to-face, online, and mobile transactions will help you exceed your goals. + 0. The recurring payment processing model is a common billing method businesses use by merchants in various industries. 06 billion (2018) to $49. audience that continues to be extremely health conscious is the baby boomers. EMB, as a premier payment processing company, offers special rate plans to merchants involved in the collection agencies, hospitals, and medical billing industries. Mid-September, it was announced that the nation’s automated clearing house network had launched same-day clearing and settlement for debit transactions. S. We value high-risk merchants and offer tangible. Once a nutra company is approved, payment processors set monthly processing limits for new businesses, typically between $25,000 and $50,000 per month, for the first three-to-six-months. Protect your nutraceutical business from exorbitant bank holds and reserves. You can get your adult merchant account in as little as 48 hours. Payment gateways. Local custom apparel shop. EMB provides extended warranty merchant account solutions with a. Practitioners need to be able to treat a wide variety of ailments and health concerns. Get started by applying for a Hungarian high risk merchant account today. Nutraceuticals are divided into three categories: dietary supplements (vitamins, minerals, fatty acids, in the form of tablets and capsules), functional food (probiotics, nuts, tomato products, yogurt), and. However, there is a minor problem with. 28 billion in 2019, according to Grand View Research. Begin accepting credit and debit cards for CBD products today by filling out EMB’s simple online application. Fees that PayFasto will charge depend on factors like processing history, method of sales, destination countries, volume of sales, and products. EMB is recognized as one of the most experienced high risk providers in the industry. This has created a significant demand for online credit card sales and nutraceutical merchant account services. PAYFASTO NUTRACEUTICALS PROCESSING DETAILS. Since 1988, we have been helping business owners realize their full potential and grow their financial well-being. There are several factors that can differentiate between a high and low-risk merchant account. Get access to our full spectrum of payment solutions. The global dietary supplements industry was estimated at $123. 9 billion. High Risk. EMB has partnered with Shopify to meet your payment processing and merchant account needs. Their services have expanded beyond offering merchant accounts. We offer support to companies who need an online gaming merchant account for a sustainable business. A nutraceutical merchant account is the key that enables entrepreneurs and individuals to generate revenue through their own website or preferred. E-commerce. The “Risk” in High Risk Merchant Accounts Even though you have a legitimate business and sell only the highest quality supplements and wellbeing products, banks worry about nutraceutical. Due to regulatory and compliance concerns, these businesses face challenges in finding suitable merchant accounts and payment gateway solutions. We have experts and technology to. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and. In most cases, this involves merchant accounts, payment gateways, card readers, POS systems, and other merchant-related solutions. It’s also free of monthly fees. Our merchant account managers offer expert advice and guidance throughout the relationship of your account and will help you prevent fraud, reduce chargebacks and increase profits. These include; 24-hour account monitoring – all merchant accounts managed by EMB are monitored 24/7 right from the moment the account is created. While every business needs a business checking account, companies that accept payment by credit and debit cards must also have a particular kind of account that allows them to. 2. Other Services. Complete Agent Tools to help merchant services agents understand and sell high risk processing services across all types of business. 232 likes · 1 talking about this · 1 was here. As a high risk business, you’ll be unable to secure a standard account with the majority of acquirers, so you should look for a respectable payment processor. Many people in this audience prefer to purchase their. Expert Guidance. For businesses that are deemed to be high risk for a variety of reasons, such as. A merchant account is a specific kind of bank account businesses can access customer payments through, particularly those paid. EMB has partnered with Shopify to meet your payment processing and merchant account needs. That said, this will severely limit your ability to accept online. Best for online and international sellers: Durango Merchant Services. S. Low risk processing industries rarely need to be concerned with what services they choose to process. Worldpay is a merchant services provider that provides merchant accounts to small businesses. We offer solutions and services for standard and high risk businesses, including those that offer credit repair services, nutraceuticals, or gaming. You can get your adult merchant account in as little as 48 hours. The company is rare among merchant services providers in that it fully discloses its pricing on its website for anyone to view. So, if you need end-to-end services for a travel, gaming, or online dating, warranties, or credit repair, for instance, then contact EMB. Merchant accounts accept credit cards, debit cards, and other common types of online payment options, and having the right one can make the transaction process reliable and smooth for your customers. FintechMerchantAccounts works with nutra merchants understand how tough it can be for Nutra business owners like you to get approved for standard. They also struggle to secure the financing they need to grow their business and cover costs. This is critical in maintaining the health of your merchant account and ensuring the longevity of your business. A specialized nutraceutical merchant account includes services to mitigate chargebacks and manage disputes efficiently. Mid-September, it was announced that the nation’s automated clearing house network had launched same-day clearing and settlement for debit transactions. Phillip has consulted businesses of all sizes from mom-and-pop shops processing $10K per month to enterprise level organizations processing in excess of $300MM annually. They’re so well-established in fact that they work with over 60,000 merchants. 3 billion in 2022, and is expected to grow at a CAGR of 8. The Payment Experts. 770-690-8369. The company has special integration pricing that applies if you add these services to your basic EMB merchant account. Here’s how our reliable and specialized payment processing solutions can give your business the confidence to scale. In honor of the 28 million small businesses in the United States, the Small Business Association (SBA) even started a National Small Business Week. Business consultants are absolutely reliable. EMB offers merchants end-to-end solutions for all businesses, including high-risk businesses that offer nutraceuticals, gaming, travel services, or telecom services. Nutraceutical Merchant Accounts. After the devastation at Emanuel AME Church in Charleston, South Carolina last month, the President declared that he would make it more difficult to purchase firearms. S. Based in Woodland Hills, California, PaymentCloud is a merchant account provider that specializes in serving high risk business types. , a company that has gone through a series of branding changes since 1971. Bail Bond Industry And The Proposal A 2-part proposed amendment on bail has been introduced to the New Mexico Constitution. Figures are projected to reach $358. Free application with no obligation. Our application process is super simple and because we specialize in high risk business , our approval success rates are. The United States’ nutraceutical market has taken a major blow as inquiries led by legislators have revealed that many vitamins and nutraceutical companies a. A high-risk merchant account is a type of bank account designed for businesses considered high-risk by financial institutions. Finding a firearm friendly credit card processing service is becoming more difficult for gun shop and FFL dealers. 65%, Visa will request an investigation into the cause and that an action plan be developed. Student loan merchants don’t have many options left for them, that’s why it’s important to do your research and weigh all your options to find the best student loan doc prep services provider in the field. We have experts and technology to. Moneck Payment Solutions offer you the lowest possible rate for your credit card processing and merchant services!. To get a nutraceutical merchant account, an online application is the quickest way to an approval. At eMerchantBroker. Bail bonds are a popular line for a business opportunity, but they come with higher risk than many other companies, making the business classification high-risk, meaning high street banks won’t offer you the services you require. Durango Merchant Services: Best for. Clover POS is used by companies with any number of employees, which could range from 10 to 50 employees and revenue of. Choose from a variety of competitive revenue sharing programs for the right compensation model focussed on high risk accounts. According to reports, the global nutraceutical market is worth $233. com. All Dating Merchant Accounts are unique but included terms stay the same for most: merchant discount rate (MDR), transaction fees, monthly gateway fee, 0. EMB provides multiple payment options, including credit cards, eCheck. A merchant services provider is a company that offers a wider range of payments services to businesses, beyond setting up a merchant account. 4949 or get started here . Merchants may be rejected based on the nature of bookings. One such option is eMerchant Authority which offers bad credit merchant accounts that your business needs to be able to receive payments. The application process takes only a few minutes. Choosing the right merchant account processing solution is a critical decision for businesses. Our high risk merchant accounts provide: EMB is the #1 solution for high risk merchants offering all-inclusive payment processing solutions for every kind of business with a 99% approval rating. In fact, these supplements included potential allergens that were not listed on the packaging. dba Allied Payments. We approve 95% of. Get a secure Nutraceutical Merchant Account with QuadraPay. Get approved for a nootropic, supplement and nutraceutical merchant account. A merchant account holds on to funds before they’re transferred to the merchant’s primary business bank account. Applying for a high-risk merchant account with PayDiverse is a simple 3-step process: Complete our secure, online application form. Merchant Accounts For Bad Credit; Gun Friendly Credit Card Processing; Credit Repair Merchant Account; Continuity. High Risk Merchant Accounts; Business Funding; Chargeback Protection; Check Processing; Merchant Accounts;Ways that nutraceutical companies can get their credit card processing in order. What Merchants Say. Dharma’s monthly fee is $20 per month. nutraceutical industry steadily increasing from $34. There are some businesses that struggle to secure payment processing solutions due to the lack of health regulation of their particular industry – the. Stripe: Best for owners of multiple businesses and brands. This is because of strict guidelines for processing credit card payments that go beyond the requirements of most other industries. Everything you need to get your air travel business ready for take off can be found in one place when you rely on our merchant account experts. High risk merchants in France often rely on offshore merchant account providers for credit card processing because local and domestic French banks turn them down. government regulates nutraceutical businesses, which means these. 28 billion in 2019, according to Grand View Research. ”. S. 8 billion in 2016, and it’s expected to reach $220. 06 billion ). For this, your first stop should be with EMB. It can be devastating to apply to various credit card processors only to be turned down because your company is “high risk”. eMerchant Authority’s Online Gaming Merchant Options. The transaction will be either approved or denied. Payment gateways. The Best Payment Gateways of 2023. Meet your goals with our solutions. We offer: Retail Payments: We can help you process all types of retail payments, including credit cards, debit cards, and electronic checks. The condition is even more tricky for Nutraceutical companies since they are affected by the High Risk vs Low-Risk categorization, done mainly by merchant account providers for Payment Processing. Despite a number of mass shooting incidents throughout the country, some gun companies are seeing business start to boom. Without a merchant account, these businesses have no way to accept credit and debit card transactions. However, the company doesn't publicly disclose much of its pricing. com, the nation’s #1 high risk payment processor. Contact. A payment gateway is a bridge between the merchant, the customer, and the issuing bank that helps process transactions. Interchange-plus pricing. High Vs. It is often a bank or other financial institution that is a licensed member of a card issuer such as Visa or MasterCard. Your customers need an integrated and secure payment gateway to purchase their supplements. Stripe is one of the leading merchant services providers out there. Learn MoreAccording to the Centers for Disease Control (CDC), over 33 percent of Americans are overweight. From products that improve joint health to those that boost intestinal health, the global nutraceutical industry provides countless ways for people to stay nourished and healthy. The hair restoration business can be a lucrative investment for the right entrepreneur. The Payment Experts. Our Service Solutions for Yours B2B Payments. High Risk Merchant Accounts; Business Funding; Chargeback Protection; Check Processing; Merchant Accounts;About EMB . 20 USD fee per transaction. We may all have our financial ups and downs from time to time, but unfortunately having too much of a bad thing can get us bad credit history. Cannabis and CBD Merchant Account Services. Online Gambling Merchant Account. With decades of experience, our team is committed to providing competent knowledgeable advice and a plan of action to get your merchant account approved quickly. When a bank turns away your speculative business away for a merchant account, turn to EMB for solutions. Learn More EMB has partnered with Shopify to meet your payment processing and merchant account needs. 1-800-621-4893. Merchant Marketing Services can help your business grow by providing merchant services at competitive rates. Running a successful small business takes a lot of work. Easy Pay Direct. Founded in 2012, Easy Pay Direct competes with some of the older merchant account providers available. Dharma’s processing rate for high-risk businesses is interchange rate + 1. Your personal credit or company financials aren’t able to encourage the sales volume you’re applying for. Call us immediately to get on the fast track for a travel club merchant account approval. Please use our quick form to start the application process and get your store up and running today!Merchant accounts are needed for nearly every type of business. S. Hair restoration services and products are a hot commodity for millions of American men and women. 3% in recent years, and in 2015 the industry grossed $74 billion in the United States alone. Our goal is to provide you with the lowest rates, fastest approvals, and best terms for payment processing. Experience a secure and seamless gambling payment processing solution with PayFasto’s gambling merchant account. EMB is recognized as one of the most experienced high risk providers in the industry. S. The Best Merchant Account Service Providers of 2023. We at EMB are here to help you, via email, phone, or live internet chat. Without this business account, which actually works more like a line of. Nutraceuticals are defined as food products or dietary supplements that provide additional health benefits beyond those that would be obtained from a normal diet. According to Zion Market Research, global dietary supplements market was valued at USD 132. USA. After you apply, your merchant account will be pre-approved within 24 hours. After being declined a few times, you may think that you have no options as far as credit card processing. Apply for a merchant account in Bulgaria today. They are connected to your website’s shopping cart via a secure, online payment gateway. Having a merchant account allows an account holder to take advantage of merchant cash advances. ProMerchant: Best for High-Risk Businesses. we provide Nutra merchants with the best premium high-risk nutraceutical merchant services, credit card processing, and merchant approval. The Payment Experts. Health experts attribute the nutraceutical boom to a rising health and fitness awareness in the. High risk businesses are responsible for some of the world’s best enterprises, but are often penalized for not being a “safe” investment for traditional financial institutions. At EMB, we find solutions, including high risk merchant accounts in France, for any business. SQUARE: FOR NEW BUSINESSES. While products change, one thing that stays the same is the hassle of locating a nutraceutical merchant account provider. The 3 Types of Merchant Services. EMB is a provider of merchant accounts with a specialty in offering credit card processing services to industries that are considered high-risk. EMB isn't just your solution for a merchant account, we offer a wide range of business services, including business funding, chargeback protection and prevention, and. This post will provide an in-depth review of why the nutraceutical industry is considered high-risk and a list of the best high-risk credit card. This is why when you partner with us you also enjoy transparent pricing with no long-term contracts or hidden fees. Electronic Merchant Systems will suit your requirements regardless of scope. Nutraceuticals are divided into three distinctive categories: functional food (probiotics, nuts, tomato products, yogurt), functional beverages (sports drinks), and dietary supplements (vitamins, minerals. 11 per online transaction w/ discounts for nonprofits & high-volume businesses. DSHEA is an acronym that stands for the Dietary Supplement Health and Education Act of 1994. This means traditional banks and the majority of processors will refuse to open a merchant account for your company. This type of merchant account allows businesses to accept credit and debit card payments from customers and process them securely. Get started right now by contacting us online or giving our merchant services specialists a call at 844-661-0725. we provide Nutra merchants with the best premium high-risk nutraceutical merchant services, credit card processing, and merchant approval. Enjoy credit card processing solutions, a secure payment gateway, credit repair, a virtual terminal, etc. Their consumption of calcium, Vitamin D, fish oil capsules, and supplements to keep joints moving without pain are at record levels. Register your business. All Dating Merchant Accounts are unique but included terms stay the same for most: merchant discount rate (MDR), transaction fees, monthly gateway fee, 0. Maximizing jet industry and air travel payment solutions. " Text on screen: Select your "merchant services" account. Same-day debits have been called “Phase 2” in NACHA’s faster-payments plan. 2. This is often a way to get around big banks’ refusal to underwrite adult businesses, but it has another hidden advantage as well. High Risk Merchant Accounts; Business Funding; Chargeback Protection; Check Processing; Merchant Accounts; Payment Gateways; Cryptocurrency Payments;. There’s nothing more frustrating for a business owner than not being able to accept payments from their customers. Payment Gateway for Adult Merchants. Navigating these complexities requires a strategic approach, a commitment to quality, and partnerships with specialized high-risk payment processors. sales@intl-payments. com. Monthly fees. EMB offers a seamless payment processing solution that caters specifically to high-risk industries such as adult entertainment, online gaming, and travel services. Based in Calgary, Alberta, Helcim has been providing traditional credit card processing, mobile payment solutions, virtual terminals, and online payment gateways since 2009. EMB boasts an A+ rating with the BBB and has an A rating with Card Payment Options. Tech Support Merchant Accounts. When you open a merchant account, you’re really opening a line of credit to accept credit card. It represented over 31%. A merchant account is a business account with an acquiring bank. EMB is recognized as one of the most experienced high risk providers in the industry. But a renewed interest in health and fitness has created a booming weight supplement industry. regulations that dictate other. Here are the steps you’ll need to follow: 1. If a merchant has a high. As payment systems break down walls, providing greater access to larger pools of merchants, cybercriminals find weaknesses and seize on opportunities to infiltrate. Nutraceutical merchants that are doing well have a high volume of sales, which naturally creates more opportunities for chargebacks, fraud, and other problems to occur. Ideal for businesses with a wired internet connection and a traditional storefront, these sales typically have the lowest fraud and chargeback risk and are therefore afforded the lowest. Get your pay. Without this business account, which actually works more like a line of credit, a. High Vs. For example, if you process $20,000 or more a month, or if you have an average transaction amount of $500 or more, you risk more opportunities for higher chargeback ratios. According to Research and Markets, the industry will count for over $75. 3. Alternative medicine & food has become necessity in the modern world. The card association (MasterCard, Visa, Discover, AMEX) sends the information to the issuing bank (where the credit card was issued) 4. EMB offers merchants in Hong Kong end-to-end services for all businesses, including high-risk businesses that offer nutraceuticals, gaming, travel services, or telecom services. Signature Payments is the #1 payments company in the industry of high risk vape and E-Cig merchant accounts. Industries. Many online high volume merchants face that problem when they reach their monthly credit card processing limit. Our merchant account website serves a wide range of industries, including e-commerce, healthcare, nutraceuticals, collections, and more. Unlock your business potential with a merchant account designed for credit repair merchants. Due to the lockdowns and social distancing efforts, many health care providers have seen a dramatic drop in patients, translating into diminishing bottom lines. Our services are secure and reliable. In card-not-present transactions, merchants are liable for repaying cardholders. Now U. Vape and E-Cig Merchant Accounts. EMB is recognized as one of the most experienced high risk providers in the industry. This ensures the highest levels of security at all time. Drew’s experience in the Nutraceuticals high-risk payment processing industry gives him exposure to. The Payment Experts. 4 million Americans were hit by online financial fraud, which was a 16% increase to $16 billion in stolen money. First, on the high risk merchant list is nutraceuticals. The Payment Experts. This law grants the FDA adequate legal authority and enforcement capabilities to safeguard consumers, yet allowing them the freedom to access a wide range of inexpensive, high quality, and secure dietary supplement products.